At Massey, Clark, Fischer our team is happy to go far beyond being simple Florida insurance Agents—we aim to be the insurance leaders you trust to protect your most valuable asset—your life.
From providing you with reliable Florida auto insurance, home and business coverage, we are prepared and awaiting the chance to take it to the next level by insuring something truly irreplaceable: your life with our inclusive Florida life insurance solutions.
We know that finding the best life insurance program can get confusing—and even a bit overwhelming at times. From having to weigh the pros and cons of term life insurance versus whole, universal and variable and beyond—it’s easy to get lost amongst the terminology and coverage differences.
That’s exactly why we at Massey, Clark, Fischer want to be more than just your typical insurance provider, we want to be your trusted coverage ally and friend. By helping you navigate your way through one of the most crucial policy decisions you will ever have to make in your lifetime; we vow to secure you a tailored Florida life insurance plan you can rely on.
Term Life Insurance Basics:
Whole Life Insurance Basics:
Term and Whole Life Combined:
When to choose term life?
Most people choosing term life have a strategy for long-term net worth. They need specific coverage for a period of their lives to protect debt, loved ones, and children. For a homeowner with children, it may make more sense to have a term life policy that covers the mortgage and living requirements until their children are old enough to provide for themselves. In this case, the term would expire around the time your children move out.
When to choose whole life?
Whole life can be used in the retirement years as a cash asset. It can provide equity for loans and have fixed payments that do not increase with time. Often times, whole life policies will pay dividends – although not always.
With a variety of alternatives and policy possibilities, it’s understandable that you may feel a bit anxious but remember, life insurance is all about you and you are certainly worth insuring!
Give us a call and let one of our professional life insurance specialists get you started on the right path. Contact Massey, Clark, Fischer for more information and get a free Florida life insurance quote today!Back
Massey Clark Fisher is an invaluable resource when you are trying to find the insurance coverage you need.
March 30 2022
Hank and his team are great! I would highly recommend this company!
March 30 2022
December 03 2020
Hank and his staff are very professional and friendly. They always give us quick response. We recommend them for all your insurance needs.
October 14 2020
Hank is very knowledge about the insurance industry and provides trustworthy service to his clients. - Esther Zapata Ruderman
September 11 2020
You can be confident when you do business with Hank Massey that your insurance needs will be taken care of in a professional and caring manner. The office is great to work!
August 19 2020
Professional service without loosing the personal touch. I have used them many times over the years and I have always pleased with their recommendations. Recently I needed a new policy for my rental. It was a challenge, but they didn't give up until they found the solution.
August 10 2020
Great deals. Lots of insurance options!
June 16 2020
They were an excellent resource. Worked tirelessly to find the best policy for our application. Much gratitude for the significant savings!
June 02 2020
Quick response. Very helpful in finding a policy that's right for my needs! Friendly staff!
June 02 2020
Hank, I made the change last year to use your services. Your staff is always friendly and extremely professional.
June 02 2020
My company partners with local insurance providers as we help clients with purchasing a home. Hank and his team are responsive and have helped clients become homeowners in Palm Beach County.
June 02 2020
Hank, thank you so much for your work and quick response.
March 06 2020
Kudos to MCF. Great service. Woud recommend.
December 17 2019
Experienced agents. Excellent services.
December 12 2019
Getting insurance has never been this easy! Definitely recommend going to Massey, Clark, Fischer.
November 25 2019
Massey, Clark, Fischer is a professional insurance agency located in West Palm Beach area. They are always willing and ready to help you with any insurance needs one may have. Not only this Agency has years in business, but they are extremely knowledgeable and prompt when it comes to service. Their policyholders and employees are Very important to them. I am proud to be part of of this agency.
October 12 2018
Trusted adviser with our insurance policies. Quick to respond to any questions.
October 11 2018
Hank Massey and his firm have been practicing in the insurance business in Palm Beach County for decades and continue to provide excellent insurance service, for both personal and business needs. I would highly recommend his firm for all your insurance needs.
September 30 2018
I have been with Massey Clark Fischer for many years and have several policies with them...The owner, as well as my agent, offer personalized service and genuinely seem to care...They call back when they’re supposed to,are knowledgeable of their product, and follow through with any requests I may have...Real Human Beings! Highly recommend!!
September 27 2018
Working with MCF has been a life changing experience. This is a hybrid agency that evolves with the insurance industry changes. You will find an extremely experienced, and helpful service team that will strive to get you the best option to fit your needs. I highly recommend you allow us to review your insurance portfolio to ensure you are receiving the best bang for the buck. #muckbunnymarykay
September 25 2018
MCF has taken care of my insurance needs for the past 10 years, and I would highly recommend their services! As opposed to selling a specific product or roping you in to a single plan, Mr. Massey and his team can compare rates and policies to fit your individual needs. From the friendly staff to the great customer service, I highly recommend the professionals at MCF!
September 08 2018
Wonderful service! The staff is knowledgeable, quick to answer any questions, and trustworthy. It gives our family peace of mind knowing MCF is behind us.
September 04 2018
I started working for Massey Clark Fischer Inc in 2001. Everyone here feels like family. Hank Massey and Eric Fischer are very easy to work for. We all care about our clients. Our dedication to the clients is our main focus.
August 28 2018
Working for Massey, Clark, Fisher, Inc. is a pleasure couldn't asked for a better palace to work. Everyone here is very friendly, helpful, professional and make you feel part of the Family. Thank you for having me.
August 09 2018
My husband and I have been doing business with Massey Clark Fisher since the 80s. They are extremely professional and still treat you as family. Through the years I have had many insurance needs and work with me to determine the best product at the best price!
August 08 2018
Great team 👍
August 08 2018
Great service nice staff
August 07 2018
We have used Hank and his firm for our personal and business insurance needs for the past few years. Great Firm. They have always been extremely responsive and willing to work for the best insurance for us. Highly Recommend them!
July 31 2018
Working with Hank and his team has been an awesome experience! Massey Clark Fischer is an excellent company. I highly recommend them.
July 30 2018