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Home | FAQs

FAQs

General

- What are the advantages to using an Agent to purchase insurance?
- Why do premiums change?
- How are insurance rates calculated?
- Why do I need insurance?

Personal Insurance

- Will my automobile policy protect a friend or relative if I loan my vehicle to them?
- How often should I review my life insurance policy?
- Are natural disasters such as flood, earthquakes and hurricanes covered under my homeowner policy?
- What happens if I cause a car accident?
- What types of personal insurance does Massey, Clark, Fischer provide?
- When and why would I need Builder’s Risk Insurance?

Commercial Insurance

- What types of commercial insurance does Massey, Clark, Fischer provide?
- What types of property insurance should I consider buying?
- I'm just getting my business started. Do I need insurance right away?
- What is employment practices liability insurance (EPLI)?
- What type of business needs workers compensation insurance?
- Do I need a commercial auto insurance policy?
- How does liability insurance coverage protect my business?

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