Most people understand the importance of putting money into a 401K for their retirement, but what about annuities? Annuities can be financial staples in post-retirement life and can prevent you from outliving your income. Massey, Clark, Fischer is here to make it easy for you to get the right products to have a happy and stress free retirement.
What is an annuity?
An annuity is an insurance service provided to you to ensure that you will be financially stable throughout your retirement. Basically, an annuity is an insurance contract that you pay into while working in order to receive supplemental income to your retirement earnings after you retire. Annuties offer many income tax advantages as well as principal and retirement income guarantees that you cannot find anywhere else.
Types of Annuities
There are two basic types of annuities:
A deferred annuity basically lets your money accumulate and then ultimately provides you with a retirement payout. Many people use deferred annuities as a long-term retirement plan. With a deferred annuity, you can make payments to it for a set period of time and then make withdrawals starting on the date defined by your policy. A deferred annuity can be at a fixed or variable rate also, and most importantly, these payments can be guaranteed!
An immediate annuity lets you receive payments not long after you make your first “investment” into it. This is a good option for those who are of or close to retirement age and have found themselves financially in need of more income. Many people approach retirement and realize that their 401Ks and social security will not be enough to fund their lifestyles. Just because you are retired doesn’t mean you should have to live in poverty! Immediate annuities can also be at a fixed or variable rate also, and most importantly, these payments can be guaranteed!
Purchasing annuities can get confusing. Please contact Massey, Clark, Fischer today for any questions and concerns you have and for more information on annuities! We can also get you a free quote on annuity plans by simply filling out our online form!Back
Massey Clark Fisher is an invaluable resource when you are trying to find the insurance coverage you need.
March 30 2022
Hank and his staff are very professional and friendly. They always give us quick response. We recommend them for all your insurance needs.
October 14 2020
Hank is very knowledge about the insurance industry and provides trustworthy service to his clients. - Esther Zapata Ruderman
September 11 2020
You can be confident when you do business with Hank Massey that your insurance needs will be taken care of in a professional and caring manner. The office is great to work!
August 19 2020
Professional service without loosing the personal touch. I have used them many times over the years and I have always pleased with their recommendations. Recently I needed a new policy for my rental. It was a challenge, but they didn't give up until they found the solution.
August 10 2020
Great deals. Lots of insurance options!
June 16 2020
They were an excellent resource. Worked tirelessly to find the best policy for our application. Much gratitude for the significant savings!
June 02 2020
Quick response. Very helpful in finding a policy that's right for my needs! Friendly staff!
June 02 2020
Hank, I made the change last year to use your services. Your staff is always friendly and extremely professional.
June 02 2020
My company partners with local insurance providers as we help clients with purchasing a home. Hank and his team are responsive and have helped clients become homeowners in Palm Beach County.
June 02 2020
Hank, thank you so much for your work and quick response.
March 06 2020
Kudos to MCF. Great service. Woud recommend.
December 17 2019
Experienced agents. Excellent services.
December 12 2019
Massey, Clark, Fischer is a professional insurance agency located in West Palm Beach area. They are always willing and ready to help you with any insurance needs one may have. Not only this Agency has years in business, but they are extremely knowledgeable and prompt when it comes to service. Their policyholders and employees are Very important to them. I am proud to be part of of this agency.
October 12 2018
Trusted adviser with our insurance policies. Quick to respond to any questions.
October 11 2018
Hank and his team are great! I would highly recommend this company!
July 31 2018