Liquor Liability Insurance Coverage protects your business against claims that may occur because a patron of your business has become intoxicated and injured himself or someone else.
If your business manufactures, sells, serves, or furnishes alcohol to others. Liquor Insurance Coverage is usually purchased by bars, pubs, wineries, breweries, bartending services, and restaurants that serve alcoholic beverages. While it’s logical that the intoxicated person should be the one to pay, in reality, the entity that served the alcohol could be held liable for injuries, damages, or both that occurred as a result of actions, behaviors, or conduct of a patron who drank too much.
Liquor Liability Insurance Coverage may be purchased separately or in combination with General Liability Insurance. It should be noted that a General Liability Insurance policy includes host liquor liability coverage only and this covers your liability as a social host. Additionally, your General Liability Insurance policy will not protect your business against liquor-related claims if you are in the business of manufacturing, selling, serving or furnishing alcoholic beverages.
Aside from investing in liquor liability insurance, establishments should be proactive in limiting their liquor-induced claims, you can reduce your chances of having to deal with a liquor liability claim by implementing and enforcing safe alcohol serving practices.
Contact Massey, Clark, Fischer today to learn more about Liquor Insurance.
Massey Clark Fisher is an invaluable resource when you are trying to find the insurance coverage you need.
March 30 2022
Hank and his team are great! I would highly recommend this company!
March 30 2022
December 03 2020
Hank and his staff are very professional and friendly. They always give us quick response. We recommend them for all your insurance needs.
October 14 2020
Hank is very knowledge about the insurance industry and provides trustworthy service to his clients. - Esther Zapata Ruderman
September 11 2020
You can be confident when you do business with Hank Massey that your insurance needs will be taken care of in a professional and caring manner. The office is great to work!
August 19 2020
Professional service without loosing the personal touch. I have used them many times over the years and I have always pleased with their recommendations. Recently I needed a new policy for my rental. It was a challenge, but they didn't give up until they found the solution.
August 10 2020
Great deals. Lots of insurance options!
June 16 2020
They were an excellent resource. Worked tirelessly to find the best policy for our application. Much gratitude for the significant savings!
June 02 2020
Quick response. Very helpful in finding a policy that's right for my needs! Friendly staff!
June 02 2020
Hank, I made the change last year to use your services. Your staff is always friendly and extremely professional.
June 02 2020
My company partners with local insurance providers as we help clients with purchasing a home. Hank and his team are responsive and have helped clients become homeowners in Palm Beach County.
June 02 2020
Hank, thank you so much for your work and quick response.
March 06 2020
Kudos to MCF. Great service. Woud recommend.
December 17 2019
Experienced agents. Excellent services.
December 12 2019
Getting insurance has never been this easy! Definitely recommend going to Massey, Clark, Fischer.
November 25 2019
Massey, Clark, Fischer is a professional insurance agency located in West Palm Beach area. They are always willing and ready to help you with any insurance needs one may have. Not only this Agency has years in business, but they are extremely knowledgeable and prompt when it comes to service. Their policyholders and employees are Very important to them. I am proud to be part of of this agency.
October 12 2018
Trusted adviser with our insurance policies. Quick to respond to any questions.
October 11 2018
Hank Massey and his firm have been practicing in the insurance business in Palm Beach County for decades and continue to provide excellent insurance service, for both personal and business needs. I would highly recommend his firm for all your insurance needs.
September 30 2018
I have been with Massey Clark Fischer for many years and have several policies with them...The owner, as well as my agent, offer personalized service and genuinely seem to care...They call back when they’re supposed to,are knowledgeable of their product, and follow through with any requests I may have...Real Human Beings! Highly recommend!!
September 27 2018
Working with MCF has been a life changing experience. This is a hybrid agency that evolves with the insurance industry changes. You will find an extremely experienced, and helpful service team that will strive to get you the best option to fit your needs. I highly recommend you allow us to review your insurance portfolio to ensure you are receiving the best bang for the buck. #muckbunnymarykay
September 25 2018
MCF has taken care of my insurance needs for the past 10 years, and I would highly recommend their services! As opposed to selling a specific product or roping you in to a single plan, Mr. Massey and his team can compare rates and policies to fit your individual needs. From the friendly staff to the great customer service, I highly recommend the professionals at MCF!
September 08 2018
Wonderful service! The staff is knowledgeable, quick to answer any questions, and trustworthy. It gives our family peace of mind knowing MCF is behind us.
September 04 2018
I started working for Massey Clark Fischer Inc in 2001. Everyone here feels like family. Hank Massey and Eric Fischer are very easy to work for. We all care about our clients. Our dedication to the clients is our main focus.
August 28 2018
Working for Massey, Clark, Fisher, Inc. is a pleasure couldn't asked for a better palace to work. Everyone here is very friendly, helpful, professional and make you feel part of the Family. Thank you for having me.
August 09 2018
My husband and I have been doing business with Massey Clark Fisher since the 80s. They are extremely professional and still treat you as family. Through the years I have had many insurance needs and work with me to determine the best product at the best price!
August 08 2018
Great team 👍
August 08 2018
Great service nice staff
August 07 2018
We have used Hank and his firm for our personal and business insurance needs for the past few years. Great Firm. They have always been extremely responsive and willing to work for the best insurance for us. Highly Recommend them!
July 31 2018
Working with Hank and his team has been an awesome experience! Massey Clark Fischer is an excellent company. I highly recommend them.
July 30 2018