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What Can Commercial Flood Insurance Do for You?

Many business owners fail to understand that their existing commercial-property insurance may not provide coverage against flooding. It's not only about replacing damaged equipment and repairing facilities. Recovery is also a time-consuming process, during which the company may not be able to operate.

Commercial flood insurance is crucial to keeping your business and assets secure.These insurance policies are worth exploring, whether you are located in a flood-prone area or not. Massey, Clark, Fischer can design an insurance policy to help protect your business and assets from flood-water damage.

Contact us for an affordable insurance policy.

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Policies Based on Your Facility’s Location and Flood History

Standard Flood Insurance Policies

If your business is located in a community that participates in the National Flood Insurance Program (NFIP), it is insured by a Standard Flood Insurance policy. Flood insurance is predominantly provided by the federal government through NFIP and covers all types of floods, including flash flooding, storm surges, mudslides or snowmelt.

Preferred Risk Policies

If your business is in a low or moderate risk zone, you may consider a low-cost Preferred Risk Policy. A Preferred Risk Policy will help protect your business and its contents if you are affected by a small flood, a larger flood or a storm surge that has extended into your low-risk area. 

Let us help you choose the right flood insurance for your business.


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Disclaimer: Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

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