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Is your Florida business at risk of claims for property damage or bodily injury claims? Florida general liability insurance coverage provides protection from claims of this sort that can arise if a client is injured on your premises or suffers a loss because of your business.

As a cost-conscious business owner. you’ll want to find a general liability insurance policy that offers affordable insurance premiums and good insurance coverage. Here are three ways to cut the cost of general liability insurance:

Have an agent shop around for you. The premiums of different insurance companies vary widely depending on many factors and you should obtain quotes from at least three insurers so as to be able to make a realistic comparison of policies.

Take advantage of multiple policy discounts. A company that currently provides property, workers’ compensation or auto insurance for your business may offer discounted rates.

Ask for a deductible. A policyholder who is willing to accept reduced compensation gets the benefit of reduced premiums. Deductibles are common in most types of insurance except general liability insurance, but some insurers do offer them.

Talk to us if you need help in managing business insurance. We are a local insurance agency and we can help you to find the best value Florida general liability insurance: a policy offering affordable premiums without compromising on coverage.

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.