Selling Your Produce At Markets? Make Sure You’ve Got It Covered!

The Massey Clark Fisher Team | 05/07/2012

Tags: community • home insurance • homeowners insurance • insurance • local • safety tips • seasonal • tips

People in Florida like to grow and bake things and then sell them at the local farmers’ market, produce stand or bakery. The fresh egg business continues to become more popular. At what point should a Florida general liability insurance policy be considered when you are selling food items to the public or to friends?

A home-based business which is growing in popularity is raising “back yard chickens” for eggs. Enthusiasts are happy to share their expertise on how to raise laying hens, choosing a suitable breed, and how to build the chicken coop. The benefits of truly fresh local eggs are being touted for their many nutrients and vanilla-type taste when eaten raw. If this sounds too slimy for you, there is always the option of the various fruits and vegetables you can grow organically in your backyard garden instead.

When it comes to selling your produce at markets, there will always be a possibility you will incur liability from someone getting sick from eating the produce. Ironically, your backyard free-range organic eggs might have a very slim chance of getting someone sick from something like salmonella, since salmonella might be more likely to be the result of unsanitary farm conditions. To be on the safe side, make sure you keep your chickens and their housing clean and that you sell your eggs quickly or keep them refrigerated. Also, make sure you have a talk with a local insurance agent regarding Florida general liability insurance. Call us for more information on general liability insurance for your organic food business.


Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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