Starting out in business on your own is an exciting time, filled with the hope of success as well as the possible trepidation of the new venture. There are many things that will demand your attention and one thing that should be foremost in your mind is Florida general liability insurance. What exactly does it cover, you may ask?
General liability insurance is in place to provide coverage against financial loss which may result from a claim against your company for damage or injury. This coverage could include things such as:
Bodily injury: where a person is injured, either at your place of business or elsewhere, because of your products or services.
Personal injury: any injury besides physical injury, i.e. slander or damage to a person’s reputation.
Legal costs: coverage for the legal costs of defending any claim and for a judgment made against your business.
Property damage: where damage occurs to a person’s property as a result of action by you or your employees.
No matter how well you run your business and what controls you have in place, there is always the risk that something could go wrong. Your Florida general liability insurance is available to help cover this risk. Contact your insurance agent today for more details.