Storms can turn out to be nature’s unpredictable and unforgiving forces. With destructive winds, continuous rainfall and flooding, the impact can be far-reaching — affecting homes, communities and daily lives. With the arrival of the annual hurricane season in Florida, it is time to ensure you, your family and your belongings are ready for the high-risk weather conditions.  

“At Massey, Clark, Fischer, we care about your overall well-being and are always here to protect what matters most — even beyond insurance. Being adequately prepared before a storm strikes can make a lot of difference in not just minimizing damage, but also safeguarding lives.”  - H.W. "Hank" Massey, Jr., President, Massey, Clark, Fischer, Inc.

In that spirit, we have laid down certain measures that will guide you if the sky turns gray. 

Before The Storm: Stay Ahead of the Weather 

• Make a Plan:
  Start by identifying a safe room in your home for shelter during powerful winds — preferably an interior room. Study all nearby evacuation routes and have a go-to destination in mind. Set up a plan for communicating and make sure to fill your gas tank well in advance. Charge all essential electronic gadgets and reserve batteries to stay connected during possible electricity disruptions. 
  
  
• Build a Kit:
  Assemble a 72-hour emergency kit with non-perishable food, water, torches, batteries, hygiene items, first-aid supplies and medicines. Make sure every family member's needs are covered, including infants and seniors. Store this kit in a waterproof, easy-to-access location.
  
  
• Secure Your Home:
  Clip overgrown trees, clean gutters and bring in or tie down outdoor furniture to reduce wind hazards. Place storm shutters or board up windows to prevent damage from flying debris. Make sure your roof, doors and garage are reinforced if needed. 
  
  
• Store Documents and Paperwork:
  Keep hard copies of IDs, medical records, insurance and property deeds in a waterproof container. Save digital copies as well. This ensures quicker recovery and access to services after a storm. 
  
  
• Plan for Pets:
  Prepare food, water, medicine and toys for your pets. Identify nearby pet-friendly shelters or hotels in case of evacuation. Make sure your pets have ID tags, secure carriers and leashes. 

During the Storm: Stay Protected and Well-Informed 

• Stay Indoors:
  Remain inside an interior room on the lowest level of your house. Refrain from using candles and stay away from glass, entrances and external walls. Do not leave your safe space until you receive an official confirmation that it’s okay to go outside. 
  
  
• Stay Connected:
  Check weather apps for emergency updates and escape orders. Keep phones charged and use power banks as backups. Communication is important for knowing when it’s safe to act. 
  
  
• Stay Away From Floodwaters:
  Never walk or drive through accumulated water, as they may be electrified or contaminated. Even shallow water can sweep you off your feet or hide debris, snakes and other reptilian species. Avoid any contact with standing water for your safety and health. 

After the Storm: Be Vigilant While Moving

• Wait For The “All Clear”:
  Don’t assume the storm is over when it gets quiet — wait for law enforcement to confirm that it’s safe. The storm’s eye may pass overhead, followed by more severe weather.
  
  
• Inspect Safely:
  Check your home and surroundings for damage carefully, watching for loose wires, broken glass, gas leakages or unstable structures. Use caution when re-entering buildings and take pictures for insurance claims. Also be alert for displaced wildlife such as snakes, alligators or insects that may have moved into flooded or sheltered areas.  
  
  
• Help Your Community:
  If it is safe, check-in on senior residents, people with special needs or those living alone. Share supplies or offer support where you can. Supporting each other helps build a strong community. 

Being prepared isn’t only about having supplies — it’s about having a holistic plan. Preparation reduces stress, helps you focus better and results in improved outcomes in case a storm hits. We hope these tips make you feel equipped and ready to face the winds. Massey, Clark, Fischer has been proudly serving communities throughout the state of Florida since 1958. We are a family-owned and operated company that understands the importance of keeping families protected. Our team is committed to being your partner in every season. Contact us. 

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.