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An employee getting hurt on the job is something all employers try to avoid. It’s not a fun day for anyone when a worker falls or hurts himself while on duty at your company. Not only does the injured person have to attend to his physical issues, but you as an employer have duties as well. If an accident happens at your place of business, you might not know what to do in accordance with Florida workers' compensation requirements.

The first thing you need to do if you see an accident or if someone reports one is to contact your insurance company right away. Your claims department will then determine what else needs to be done. It is important to stay in contact with your injured employee and his claim adjuster until he is safely back to work.

Once he is released back to work, you’ll have to find out if he has been released with any restrictions. It’s hopeful that he will be able to return full duty, but you should check with him to be sure before sending him back to his old job position. Get a list of restrictions from the employee’s doctor. Also, meet with your employee to see what type of work will be available for him to do. If there is a light duty position available, discuss the job responsibilities with your employee including salary and a start date. Report this information to the claim adjuster.

Florida workers' compensation requires employers to also send wage information on a weekly or bi-weekly basis to determine if any temporary partial benefits are due to the employee. Also, once the doctor has released the employee back to full duty you are to let the claims adjuster know. Following these rules will keep everything running smoothly in the event of any Florida workers' compensation claim.

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.