MCF

Tags: community • home insurance • homeowners insurance • insurance • local • safety tips • seasonal • tips

Owning a business brings the unexpected every day, but one thing you should not have to worry about is what to do when the unexpected hits. Having the right amount of coverage on your business is important. From weather, to work accidents, making sure you have the right coverage for your business will only help save you money in the long run.

So what type of coverage do you need? The Florida Commercial Insurance plan that you need will have to do with what type of business you own, where you are located, and how many employees you have.

Living in Florida, in general, can put your business at risk for many weather infractions. Making sure you have general liability coverage to protect the place you house your business in is important, especially during hurricane season. Next, making sure your employees are covered by a workers’ compensation insurance plan is important, especially if your business requires physical labor.

Check out the Florida Office of Insurance Regulation to be aware of changes in laws your company may need to be aware of. Each state differs in the amount of coverage a business will need to have based on certain aspects of the area and state regulations.

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.