Commercial Motor Vehicle Coverage

The Massey Clark Fisher Team | 11/14/2011

Tags: community • home insurance • homeowners insurance • insurance • local • safety tips • seasonal • tips

Any business which has commercial vehicles needs expert advice on the appropriate Florida commercial insurance policy for their needs. Maintaining and running commercial vehicles should be no different to your personal vehicle. The reliability and continuity of service vehicles are paramount to the day to day operations of your business.

Just as you look after the needs of your personal vehicle, you should apply the same requirements to your commercial fleet.

Carry out regular mechanical services on all vehicles. Safety for your employees is paramount.

Maintain regular checks on staff driving your cars and make sure their license requirements are current.

Don’t ignore the loading limits of your vehicles; this may cause some types of carriage vehicles to become unstable.

Run regular checks on tires and tire pressure, windscreen damage and gauges.

Follow up traffic infringements immediately. Impress on drivers the importance of adhering to the road rules.

Any accident involving a company vehicle can result in repair costs but more worrying for a business owner is the possibility of liability for damages. Having a commercial vehicle taken off the road because of accident or theft can be costly and inconvenient. Proper maintenance, checks and driver safety education, along with your Florida commercial insurance coverage for your motor vehicle insurance needs, will all help toward keeping your business on the move.


Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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