What Type Of Business Needs Workers Compensation Insurance?

The type of business that can be insured with a Florida Workers Compensation policy may be an individual, partnership, joint venture, corporation, association, fiduciary, or other entity, and these policies are designed to handle work-related accidents as well as diseases and work related illnesses. The State of Florida classifies businesses into either ‘construction’ or ‘non-construction’ categories and the rules vary based on number of employees the business has as to coverage and policy requirements.


Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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