Florida residents know firsthand that it pays to plan ahead. Dealing with wildfires, floods, tornadoes,hurricanes, sinkholes and other disasters can drastically change our lives. Individual losses such as a home burglary, a kitchen fire, or a lightning strike can also disrupt our daily lives. Homeowners’ insurance helps pay to repair or rebuild your home and replace personal property that is damaged or destroyed due to a covered loss.
Turning age 16 is, for most kids anyway, a banner day --- the moment in time when they are eligible to obtain a driver's license and gain the ability to venture out from mom and dad with newfound freedom.
Graduation season is here, and many parents are beginning to plan parties to celebrate their recent grads. More often than not, graduation parties take place in the family's own backyard. Before hosting an event, homeowners should revisit the amount of insurance coverage they have to make sure it will cover them in the case of a backyard celebration calamity.Learn More
A prediction issued last week by scientists at Colorado State University forecasts at least 19 named storms and nine hurricanes for the 2022 hurricane season, which officially begins June 1. The scientists predicted that four of the hurricanes will be Category 3 or higher. An average season is considered 14 named storms, seven hurricanes and three major hurricanes.Learn More
Insurance industry leaders in Florida have been warning that the current environment for those offering personal property coverage is on shaky ground, given the state’s risks and litigiousness. Escalating losses have prompted advocacy groups to call for legislative reform to stabilize the insurance market.
How many times have you turned on your television to news that an apartment building was totally destroyed by fire and the tenants lost everything because they were uninsured? In many cases, the tenants were unaware their personal property could have been covered by a renters’ policy for a very reasonable price.
Florida property insurance companies are pulling out all the stops- raising rates, leaving markets, trimming risks they'll cover and joining criminal investigations-to stop the financial bleeding they say is being driven by a surge of lawsuits.
Florida has more sinkholes than any other state in the nation. That is because in many areas of central and north Florida, the soil, sediment, and rock near the ground surface sit atop a supporting substrate consisting of limestone or similar semi porous material. As subterranean ground water levels rise and fall from year to year, the limestone base is susceptible to gradual dissolvement, forming voids within the limestone.
Nobody plans on getting sick or injured. But life is full of unexpected events that force us to seek medical care. These include everything from a common cold to a more prolonged illness or injury. When these situations arise, your best financial defense is to have adequate health insurance.
Insurance coverage is an integral part of a solid financial foundation. Insurance can help us recover financially after illness, accidents, natural disasters or even the death of a loved one. There are a wide variety of insurance products available and choosing the correct type and amount of coverage can be a challenge.
If you are planning to purchase or make changes to your existing annuity contract, reviewing this guide is a great step in empowering yourself with the ability to make the best financial decision for your family’s financial planning goals.
If you are planning to purchase or make changes to your existing life insurance policy, reviewing this guide is a great step in empowering yourself with the ability to make the best financial decision for your family’s financial planning goals.
With all the celebrating, decorating and congregating, all kinds of things can go wrong.
Here’s how insurance works when things go sour, plus tips to try to help us stay safe.Learn More
Ahhh, it’s that time of the year again! Snowbirds are headed to warmer weather and we are here to help you prepare. If you are one of the many snowbirds driving to your vacation residence in Florida, eager to wait out the winter season, there are a few insurance considerations we would like to remind you of. Our team at Massey, Clark, Fischer is here to help you make the switch from your northern residence to your warm, cozy home in the South an easy one…Learn More
Is life insurance a good investment? Is it worth paying monthly premiums, or should you rather invest the money yourself in other assets for a better return? Let’s unpack everything you need to know about life insurance as an investment.Learn More
Hurricanes have caused tens of billions of dollars in insured damages and predictions of more catastrophic hurricanes making landfall in Florida have triggered increases in insurance premiums in an effort to cover potential future losses.