Although most business owner policies (BOPs) do provide coverage for property, this most often pertains only to the actual structure of your business. Under a BOP, generally, the structure of your business is covered from events of “peril” (i.e. weather-related damage) and causes of loss (i.e. robbery). What about the furniture, computers, and equipment in your building? Who will cover the cost of replacing an outdoor sign?
This is exactly where our knowledge of Florida Property Insurance comes in. A typical Commercial Property Insurance policy will cover the property of your business that a BOP may not. Our insurance Agency can create a Commercial Property Insurance Policy to include coverage for:
Our Florida Property Insurance Policy is customizable, allowing you to provide more coverage for the things that truly matter to your business, and less coverage to the things that do not.
Don’t think you need Commercial Property Insurance? Florida clients, think again, and consider this: if a fire erupts in the building of your business and you lose your entire inventory, are you positive that your current policy provides enough coverage to replace it all? If someone breaks into your business and steals expensive equipment, are you positive your current policy provides enough coverage to replace it in full?
Contact Massey, Clark, Fischer right away for a free quote and more information on our Florida Property Insurance policies. We are business owners too, so we understand your complex needs and the importance of comprehensive insurance.