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Owning a business is a rewarding and fulfilling venture with many possibilities for success. However, it does come with its challenges, especially the safety and welfare of your employees. The workplace is a very common area for people to get injured, and having the right Florida workers' compensation insurance is important for every business owner, no matter how large or small. Here are some frequently asked questions about Florida workers' compensation insurance:

What is workers’ compensation coverage?

Workers' compensation coverage supplies insurance for employees that sustain injuries while on the job. Coverage includes paying for medical treatment and salaries in the event the employee is out of work for an extended period of time. Other expenses covered include lost income, rehab costs, death benefits, and more.

Who needs workers' compensation coverage?

If you're in any industry, besides construction, with four or more employees, full-time or part-time, you are required to carry workers' compensation coverage.

What kinds of employee injuries are covered?

Florida Law covers all accidental injuries and diseases incurred in the area of employment, which includes diseases and infections arising from such injuries.

If you have any more questions about Florida workers' compensation insurance, contact the experts at Massey, Clark, Fischer, Inc. who will help your business acquire the coverage it needs and deserves.

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.