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Getting ready for the summer? If you live in Florida then you know how important boating and fishing are to Florida residents. Boating is fun and relaxing, but it is important to be safe while out on the water. In order to be safe, you should have the right insurance. Here are the different types of coverage for Florida boat insurance:

Collision coverage: Covers damage caused to the boat from a collision with another boat, vehicle or other objects.

Comprehensive coverage: Covers damage caused to the boat from theft, fire, falling objects, earthquake, flood, or explosion, among others.

Liability coverage: Injuries that you cause to someone else is covered under this part of a boat insurance policy. Additionally, there is property damage liability which is damage caused by your boat to someone else’s property.

No fault coverage: This coverage pays medical bills for injuries suffered in a boat accident regardless of who caused the accident.

Uninsured boater coverage: Covers bodily injury caused by an at-fault boater who has no liability insurance.

Owning a boat is great, but having the right Florida boat insurance is important to the fun. Whether you’re on the Atlantic or the Gulf side, Massey, Clark, Fischer, Inc. can help fulfill your boating experience by providing fair and balanced insurance coverage. Contact us today for a free quote!

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.