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As an event planner, you are like a circus ringmaster. Depending on the event you are managing, coordinating dozens of different people often means navigating a labyrinth of logistics and risks. Your liability risks can be enormous, so you may need to have top coverage as part of your Florida Commercial Insurance policy to ensure that anything that doesn’t go to plan is covered.

Keep in mind that you are in charge of someone’s special event. Weddings and big parties are personal and people often have enormous emotional investments in the day going right. Corporate events may have important business developments riding on them, so glitches could be catastrophic for both you and your clients.

It is advisable to incorporate a range of liability coverage that can help protect you against the unexpected. Potential problems you could face include finding an error on invitations when they come back from the printers, weather conditions requiring the cancellation of an outdoor event, a stage collapse at a concert, delays, catering issues or any number of unforeseen circumstances.

Some coverage can be taken out for specific events, while other policies can be used to cover a specific period of time and number of events. This is a complex area of insurance. It is a good idea to seek professional advice about what would be best to incorporate into your Florida Commercial Insurance plan so that you have the optimum level of financial protection to meet your business needs.

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.