MCF

It's almost the end of yet another year. I'm sure that we are all hectic going into the Christmas season and preparing for the new year ahead. Yes...what a crazy, festive time it is for all of us... and we love it! All of us at Massey, Clark, Fischer want to take the time out to wish all of our clients, our  insurance company partners, community and business referral partners and employees a very Merry Christmas! We thank you for your loyalty and support throughout the year and we hope that this wonderful season brings you and your family warmth, togetherness and good cheers.

With all things being equal, just as the Christmas celebrations must go on, so does our roles and responsibilities to take care of our most important resource, our people, as it pertains to group health insurance for employees.  Contrary to popular misconception, there is no law requiring employers to offer group healthcare insurance to their employees. Some employers do while some don't. If an employer does offer health insurance, the first step is to get a plan that will meet their objectives. That's where Massey, Clark, Fischer comes in!

Every employer and every group is different, there is no one size fits all policy out there. It can get a bit complicated and seem overwhelming if you try this alone. There are a lot of underwriting considerations that the insurance companies focus on, so when you are setting up a group health insurance plan for your employees, make sure you get with us and let’s together create a plan that works for you and your employees.   We are compensated by the insurance companies and it literally costs you nothing to have us help you craft the perfect solution. So if you're thinking about group health insurance as an employee benefit plan and want to understand your employee census data and how all this plays together in the underwriting of a group health insurance policy, reach out to us at Massey, Clark, Fischer today! That said, we would like to once again wish everyone a Merry Christmas!

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.