MCF

Hurricane season has officially started and will continue until the end of November. According to Colorado State University’s hurricane forecast, the 2022 season will be another busy one. It is estimated that there will be 19 named storms, nine hurricanes and four major hurricanes (category 3 or stronger storms). Now’s the time to take preparedness measures and get insurance coverage in place for your safety and recovery. 

If you haven’t storm proofed, it’s time to do so now. Hurricane shutters, impact- resistant windows and storm-proof doors are your best protection. Whether you’re a business owner or a homeowner, your property and family may be at risk. Read these tips for preparing commercial properties for hurricane season.  

Get in the cloud...before the storm hits. Back up your important personal and business data. Nobody wants to lose important files, documents and data because of a storm. For that reason, it’s a good idea to back your files up in the cloud/virtual storage. Then, your information is preserved and remains accessible. 

Emergency power. If a hurricane strikes, you may be without power for a few hours, days or possibly, weeks. Having a backup generator can make the post-hurricane period much easier. If you’re a business owner, a power outage can cause major downtime and result in losses for your company. Our president, Hank, recounted his experience in the past with week-long power outages. He learned then that a backup generator is one of the most important resources for a company in hurricane-prone Florida. 

Emergency essentials. Individuals and businesses should have emergency kits and plans ready for emergency response and disaster recovery. This detailed list from Ready.gov suggests items to include in your planning.

Let Massey, Clark, Fischer Help You Prepare!

Now that hurricane season is here, it’s essential to review your policies and procedures. Make sure that your business and home are adequately insured, for both wind and rising water. Our team is available to help you understand and manage the potential risks of hurricanes and floods. With 60+ years of experience insuring Florida businesses and individuals, we can advise you on the type and amount of coverage to consider. And, we’re here to help you process any claims you may have. 

If you want to know whether you are adequately insured, contact us today and we’ll be happy to review your policy with you!

Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.