Are Natural Disasters Such As Flood, Earthquakes And Hurricanes Covered Under My Homeowner Policy?
Many natural disasters, such as hurricanes or tornadoes (in Florida you might have a seperate wind policy), are covered in a homeowner policy. Others, like earthquake and flood are generally not. Let us know if you have any concerns about your protection from loss due to natural or even man made disasters; we'll be happy to review your insurance program and let you know what, if any, changes you might want to consider.
Disclaimer: The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.